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Be aware that President Trump and congressional Republicans have proposed an estate tax repeal. So, for example, income the deceased would have reported as long-term capital gains is taxed to the beneficiary as long-term capital gains. What can be done When IRD generates estate tax liability, the combination of estate and income taxes can devour an inheritance. The tax code alleviates this double taxation by allowing beneficiaries to claim an itemized deduction for estate taxes attributable to amounts reported as IRD. But be careful, because any deductions in respect of a decedent must also be included when calculating the estate tax impact.

When multiple IRD assets and multiple beneficiaries are involved, complex calculations are necessary to properly allocate the income and deductions. Similarly, when a beneficiary receives IRD over a period of years — IRA distributions, for example — the deduction must be prorated based on the amounts distributed each year. We can help If you inherit property that could be considered IRD, please consult our firm for assistance in managing the tax consequences. With proper planning, you can keep the cost to a minimum. Applicants may qualify for various forms of relief if they can meet the applicable IRS conditions. The IRS will also look at the distinctive aspects of the case.

The fact that a spouse applying for relief has already divorced his or her partner is significant. Whether the applicant was abused physically or mentally will also play a role, as will whether he or she was in poor mental or physical health when the return s in question was signed. In addition, the IRS will consider whether the applicant would experience economic hardship without relief from a significant tax debt. Generally, an applicant must request innocent spouse relief no later than two years after the date the IRS first attempted to collect the tax.

But other forms of relief may still be available thereafter. Please contact our firm for more information. Tax and funding benefits Like Section plans, state-sponsored ABLE accounts allow parents and other family and friends to make substantial cash contributions. In the case of a Section plan, qualified expenses include college tuition, room and board, and certain other higher education expenses. Like a plan, an ABLE account allows investment changes only twice a year. ABLE accounts have other limitations and disadvantages as well. However, a person with signature authority — such as a parent, legal guardian or power of attorney holder — can manage the account if the beneficiary is a minor or otherwise unable to manage the account.

Finally, be aware that, when an ABLE account beneficiary dies, the state may claim reimbursement of its net Medicaid expenditures from any remaining balance. Please contact our firm for more details. Like many people, you probably feel a great sense of relief wash over you after your tax return is completed and filed. Unfortunately, even professionally prepared and accurate returns may sometimes be subject to an IRS audit. Chances are slim that it will actually happen. Only a small percentage of returns go through the full audit process. Red flags A variety of red flags can trigger an audit. Your return may be selected because the IRS received information from a third party — say, the W-2 submitted by your employer — that differs from the information reported on your return.

A higher DIF score may increase your audit chances. Running a traditionally cash-oriented business, Having a relatively high adjusted gross income, Using valid but complex tax shelters, or Claiming certain tax breaks, such as the home office deduction. Bear in mind, though, that no single item will cause an audit. And, as mentioned, a relatively low percentage of returns are examined. This is particularly true as the IRS grapples with its own budget issues. Through this program, the agency studies returns to improve and update its audit selection techniques. Careful reading If you receive an audit notice, the first rule is: Most are correspondence audits completed via mail.

The IRS may ask for documentation on, for instance, your income or your purchase or sale of a piece of real estate. Read the notice through carefully. The pages should indicate the items to be examined, as well as a deadline for responding. Your response and ours Should an IRS notice appear in your mail, please contact our office. We can fully explain what the agency is looking for and help you prepare your response. If the IRS requests an in-person interview regarding the audit, we can accompany you — or even appear in your place if you provide authorization. Find Out Before Operating In Multiple States For many years, business owners had to ask themselves one question when it came to facing taxation in another state: Well, the question still stands.

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